Razorpay Recruitment 2026 for Freshers | Junior Analyst – Risk Management | Bengaluru

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Razorpay, one of India’s best-known fintech companies, is hiring a Junior Analyst for its Risk Management team in Bengaluru. Freshers can apply. The official page lists “Bachelor’s Degree. Freshers” under Skills and Experience. In this job you will watch payments and merchants for signs of fraud, handle customer disputes and chargebacks, and work with banks to recover lost money. This is a good starting job for graduates who want to build a career in fintech, payments or fraud prevention.

About Razorpay:

Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payment experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India

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Razorpay Recruitment 2026:

Company Name	Razorpay
Post Name	Junior Analyst
Salary	up to ₹7 LPA *
Experience	Freshers/Experience
Batch	2026 and before
Job Location	Bangalore
Last date to apply	Apply ASAP

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Always read details carefully before applying.

Razorpay Recruitment Responsibilities:

• Watch transactions and merchants to spot fraud or risk, and act quickly when something looks wrong.
• Handle customer questions when there is a problem or dispute with a payment.
• Work with partner banks and the Cyber Cell on chargebacks and disputes, so money is recovered on time.
• Talk to merchants and customers by phone or email to understand and solve their concerns.
• Suggest new ideas to improve the risk process and reduce money losses.
• Notice unusual patterns or suspicious behaviour in payment data.

Razorpay Off Campus Eligibility Criteria:

• Bachelor’s degree, any stream (no stream is named on the page).
• Freshers can apply.
• Good spoken and written communication is needed.
• Batch year, percentage and backlog rules: not shown on the official page

Preferred skill:

• Basic knowledge of a customer support tool or CRM, like Freshdesk
• Understanding of chargeback stages, the arbitration penalty, technical chargebacks and fraud reason codes
• Basic idea of Visa and Mastercard guidelines
• A friendly manner on phone and email
• Clear verbal and written communication, and good listening
• Attention to detail, organisation and multitasking

How to Prepare for This Role

1. Payment basics
2. Chargebacks and disputes
3. Fraud signals
4. Excel and data
5. Communication practice

Click here for HR Interview Questions and Answers

Razorpay Selection Process:

The Razorpay selection process is a structured series of stages designed to identify and hire the most suitable candidates for various roles within the company. Here is an overview of the typical selection process:

1. Online Application: The process begins with candidates submitting their applications through Razorpay official careers website. It’s essential to provide accurate and comprehensive information on your resume and application.
2. Resume Screening: The Razorpay recruitment team reviews all incoming applications and resumes to assess whether candidates meet the basic qualifications and requirements for the position.
3. Online Assessments: Depending on the role, candidates may be required to complete online assessments or tests to evaluate their technical skills, knowledge, and problem-solving abilities. These assessments can cover a wide range of topics, including coding, problem-solving, and domain-specific knowledge.
4. Phone Screening: Qualified candidates are often contacted for a preliminary phone screening interview. This interview is an opportunity for the recruiter or hiring manager to learn more about the candidate’s background, experience, and career goals.
5. Technical Interviews: For technical positions, candidates typically participate in one or more technical interviews. These interviews assess a candidate’s technical expertise, coding skills, problem-solving capabilities, and familiarity with Microsoft technologies.
6. Offer: If a candidate successfully navigates all interview stages and reference checks, they will receive a formal job offer. The offer will include details such as compensation, benefits, and other terms of employment.
7. Background Check: Candidates who accept the offer may undergo a background check as part of the final hiring process.
8. Onboarding: After accepting the offer and completing all pre-employment checks, candidates will participate in Razorpay onboarding process. This includes orientation, training, and integration into the team.

Please note that the specific details of the Razorpay selection process may vary based on the role, location, and the hiring team’s preferences. It’s essential for candidates to carefully review the job description and follow any instructions provided during the application process. Preparation for technical interviews and assessments is crucial to excel in the selection process.

Why Join Razorpay?

• Industry leading healthcare
• Educational resources
• Discounts on products and services
• Savings and investments
• Maternity and paternity leave
• Generous time away
• Giving programs
• Opportunities to network and connect

How to Apply for Razorpay Recruitment 2026?

To apply for this Off Campus Drive, interested candidates must follow the procedure outlined below:

1. Click on the “Apply here” button provided below.
2. Open the official job page
3. Read the full job description once more.
4. Click Apply and fill in your name, email and phone number.
5. Upload your resume and answer any questions on the form.
6. Submit the form and watch your email for updates from Razorpay.

If you face any issues while applying. Do let us know in the comment section.

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Disclaimer: The recruitment information provided is for informational purposes only. It has been obtained from the official website of the organization, and we have no affiliation with the company. We do not provide any recruitment guarantees, The hiring process is to be conducted according to the official recruitment procedures of the company. There is no fee charged for providing this job information. For more details, please visit the Privacy Policy page.

<p>The post Razorpay Recruitment 2026 for Freshers | Junior Analyst – Risk Management | Bengaluru first appeared on Job4freshers.</p>